Bai Shaofeng didn't know how much longer this strange "cohabitation" would last. But he had grown accustomed to Qingchen's presence, even though she was quiet most of the time, almost as if she didn't exist. At first, he had brought her home on a whim, intending to send her away once she recovered, not knowing whether it was good or bad that he did so - after all, she was a wanted assassin by the authorities. But as time passed, Qingchen's body seemed to have recovered, yet Xiao Bai no longer asked if she was feeling better. He had grown somewhat reluctant for Qingchen to leave. Xiao Bai had become a standard "useless good man", returning home punctually every day after work.

  However, such days were interrupted two months later, not because Qingchen proposed to leave, but because Xiaobai was going out on a business trip. He didn't know how long he would be gone. He was going to Qinjiang City in the south, because of problems with the loan from Nandu Technology.

  Nandu Technology's loan has just been released, how can there be a problem? The problem lies in the securities market, where the company's issuance of new shares was rejected! And on the loan report, the repayment date is before the cash flow of Nandu Technology's God Machine Box project, and the most important source of repayment is the issuance of new shares. Nandu Technology's application for a project loan from Qian Zhuang is one link in a series of capital chains, and now the chain has been broken.

  Nantou Technology has just been renamed and reorganized, and its stock price is also rising rapidly. The reported performance is very good, and the prospects for new investment projects are said to be promising. How was the issuance of new shares vetoed? Here, we need to explain the institutional issues surrounding stock issuance. Countries around the world adopt either a registration system or an approval system. The so-called approval system requires submitting application materials for review and approval by regulatory authorities. In contrast, the registration system does not require approval; regulatory authorities review the issuance materials, and if there are no objections within a certain period, it is considered approved. The approval system means that approval is required before issuance, while the registration system means that issuance can proceed unless there are objections.

  The securities market in Zhixu Country has been adopting an approval system since its inception, and it was changed to a registration system about four or five years ago due to marketization considerations. According to the laws of Zhixu Country, the review period for listed companies' new share issuance materials is three months. If there are no objections from regulatory authorities within three months, they can be issued according to the arrangement of the exchange. The new share issuance materials of Nandu Technology were submitted more than two months ago, and Hong Yunsheng received internal news that there was no problem at all. But things suddenly changed, and it was rejected just as the registration period was about to end.

  Such a big thing, but because of a small reason, a securities analyst wrote a report on Nandu Technology's new project out of boredom. The analyst's name is Feng Junzi, who had visited Nandu Technology for research and met with Hong Yunsheng for a few minutes. Hong Yunsheng didn't take him seriously and didn't remember the meeting afterwards, but it was this person who caused a big stir. At that time, Hong Yunsheng met with Feng Junzi, who came to visit for research, for about 15 minutes, mainly talking about Nandu Technology's restructuring and the bright prospects of the new project. When Feng Junzi left, he took away Nandu Technology's annual report from last year and the feasibility study report on the Shenji Box project.

  Not long after, Feng Junzi wrote a report, part of which was published in the Zhi Xuan Financial Magazine, and the full content was posted on his online column. The report revealed an important inside story: Nandu Technology not only applied for a 280 million loan from the Wan Guo Mo Tong Qian Zhuang Wu You branch under the name of project financing, but also packaged the same project under the name of Thousand Red Group and applied for a 290 million loan from the Wuhu City Min Gong Qian Zhuang in the south. One project with two loans and no self-owned funds is suspected of fraudulent lending. Such a high-difficulty thing was actually done by Hong Yunsheng, but unfortunately, it was discovered by Feng Junzi. What's more unfortunate is that Feng Junzi's report summary was included in the financial system department's information summary.

  Feng Junzi's report also made an important prediction, that is, the "Divine Machine Box" project of Nandu Technology is unlikely to succeed. There is a major flaw in the feasibility study, which is that the predicted sales price of the product three to five years later remains unchanged from the current market level. However, the Divine Machine Box is an integrated electronic product, and there is no plan for continuous upgrading and replacement in the feasibility study, so its sales price cannot be predicted by a straight line method. Feng Junzi did not directly point out that the report was fake, but only raised common-sense questions. Simply put, it can be summarized in one sentence: A computer configured five years ago was very expensive at the time, but what is its price now? It's probably not even worth as much as scrap metal!

  The latest report analyzed the situation of Nandu Technology's performance surge after restructuring, and found that the company's financial statements suddenly increased a large amount of technical service income and prepaid account expenditures for procurement projects. The report pointed out that it is entirely possible to use financial techniques to reverse cash flow into profit. In other words, paying prepaid accounts to one company and then turning them into technical service income through intermediate links back to the company, which appears as profit on the financial statements. Feng Junzi did not draw a conclusion, but only pointed out this possibility.

  The project is impossible to succeed, the current company's performance is suspicious, and the company has a suspicion of cheating on loans from the money house. It is planning to issue new shares to supplement cash flow. So what will happen to this company in the future? This is an extremely negative prediction and analysis, but due to the large amount of information in the market, this report was drowned out and did not have a great impact outside. However, in the eyes of professionals, it's completely different, triggering a series of changes!

  Some things, once someone lifts the lid, can't be ignored anymore, and relevant departments will inevitably react. Nandu Technology's supplementary issuance of new shares was rejected, and the plan to raise 500 million yuan in funds went down the drain!

  Hong Yunsheng almost choked on his own blood, he really couldn't remember when he had offended Feng Junzi. To be honest, he didn't want to get involved in the God Machine Box project from the beginning, and what he did was just to extract cash from the money house and the securities market. After the money arrived, most of it would be invested in the stock market, and another part would be made into the company's book profit through financial hedging techniques, matching the rising stock price to make a profit. He had prepared two plans: one was to make a profit through the securities market and repay the loan normally; the other was to let the company operate at a loss in a few years and not even repay the loan. In short, Nandu Technology was just a shell, and after completing this deal, he could abandon the shell, and it wasn't his first time doing such a thing. Under the guise of capital operation, Hong Yunsheng was an expert in this field, but unfortunately, Feng Junzi's unexpected appearance crushed both of his plans.

  On the second day after the new share issuance was vetoed, Hong Yunsheng calmed down and found Feng Junzi's phone number and gave him a call. A gentle male voice on the phone asked, "Hello, who is this?"

  "Excuse me, are you Mr. Feng Junzi? I am Hong Yunsheng, the chairman of Nandu Technology."

  Feng Junzi: "So it's President Hong, hello, what can I do for you?"

  Hong Yunsheng: "Mr. Feng recently wrote an analysis report on Nandu Technology, didn't he?"

  "Let me think for a moment, I recently wrote an article, what's wrong with it? Is there a problem with the report?"

  Hong Yunsheng: "The problem is very serious, Mr. Feng's views have greatly damaged the market image of our company, and also caused great trouble to our normal production and operation. Why didn't Mr. Feng communicate with us beforehand? That might be more beneficial for everyone."

  Feng Junzi smiled: "I'm just a small potato, I don't have such a big impact. If you think I've caused unnecessary serious consequences, you can go to court and sue me. If I'm talking nonsense, you can explain it to the regulatory authorities above, I believe they will listen to you."

  Hong Yunsheng furrowed his brow, not understanding what this person meant. However, he believed that everyone did things with ulterior motives, so he patiently said: "Mr. Feng is joking, how can things be resolved like this? We just hope that Mr. Feng can eliminate the influence himself, and our company will be grateful."

  Feng Junzi: "I'm afraid I can do nothing about it! Boss Hong, have you ever seen a kid set off firecrackers? I was just the one who lit the fuse, and now you want me to restore the exploded firecracker to its original state, which is impossible for anyone."

  Hong Yunsheng: "Mr. Feng seems to be very familiar with and concerned about our company, I don't know why? How did you find out about Qianri Hong Group's loan from the Wucheng Min Gong Money House?... Never mind, I won't ask anymore. I believe Mr. Feng will make things worse, there must be another trick up his sleeve. Do you have any follow-up plans that we can discuss? If the plan is feasible, I can offer a high price."

  Hong Yunsheng is now beginning to suspect that Feng Junzi did it on purpose, in order to get a bigger benefit from him. Normally, after conducting such an investigation, Feng Junzi should have come to him to negotiate and ask for benefits, but he didn't do so. Instead, he directly ruined Hong Yunsheng's good deed, which means this person might be a mastermind with more tricks up his sleeve as a bigger blackmailing tactic. There are many talented people who use this method as a stepping stone to advance themselves, creating trouble for you and then helping you solve it, seeking the greatest benefit in the process.

  "But what about the follow-up plan?" However, Feng Junzi's response was very concise: "Follow-up plan? None! There wasn't one to begin with!... I just happened to be free those two days and wrote a research report out of boredom, and that's it!... Is there anything else? If not, I'm hanging up, I haven't even gotten out of bed yet."

  Hong Yunsheng lowered his voice and said, "Mr. Feng, wait a minute, I haven't finished speaking yet. Do you know how much loss your actions have caused us? Such a huge price is enough to make people do many things, Mr. Feng, have you considered the consequences?"

  Feng Junzi laughed again: "Loss? You didn't pay out anything to begin with, purely empty-handedly making a show of it, what loss is there? If you're not allowed to stop now, the ones who will suffer heavy losses in the future are the tens of thousands of small shareholders... Are you threatening me? I know you rose from the underworld, maybe you'll come looking for me to settle accounts. However, I've already recorded your phone call today, if anything happens in the future, you'll be the first suspect."

  This time it was Hong Yunsheng's turn to laugh: "Mr. Feng, you are clever in some ways and too naive in others. Even if you recorded our phone call today, it wouldn't solve anything. Just like I couldn't sue you for that report of yours, there's nothing you can do to me with this recording either."

  Feng Junzi: "You're right, it seems that Old Hong is indeed mischievous and likes to make small moves. However, I have a suggestion for you - before you try to play any tricks on me, give your backstage boss a call and tell him that I've ruined your good deed, see what he suggests?... I'm busy, still need to be busy sleeping in, bye." He then hung up the phone.